Loan Programs
Expedited underwriting to support your equity or debt needs, and deal certainty designed to accelerate your project. We underwrite the property and the plan — not a stack of tax returns.
Draw-based financing for builders and developers on ground-up and vertical projects — spec homes, apartments, storage, and commercial builds. We work with your GC and architect from the first draw request through certificate of occupancy.
Loan amount: $500K – $30M
LTC: Up to 80% of cost
Term: 12 – 24 months
Draws: Quick, progress draw process
Capital for entitlement, horizontal improvements, and land development ahead of vertical construction — bringing raw land and lots to a shovel-ready state.
Built for investors and builders who need staged capital tied to entitlement and infrastructure milestones.
Loan amount: $500K – $30M
LTC: Up to 75% of cost
Term: 12 – 30 months
Draws: Quick, progress draw process
When timing matters more than a perfect rate, a bridge loan gets you to the closing table while permanent financing, a refinance, or a sale catches up. Common uses include competitive acquisitions, cross-collateralized purchases, and payoff of maturing debt.
Loan amount: $500K – $30M
Term: 6 – 24 months
LTV: Up to 75% of value
Closing: As fast as 7 business days
Longer-hold financing for stabilized apartments, storage facilities, and commercial investor property that need a fixed structure to lean on rather than a bridge to somewhere else.
Priced off the asset's in-place and projected cash flow.
Loan amount: $500K – $30M
Term: 3 – 10 years
LTV: Up to 80% of value
Amortization: Up to 25 years
Interest Only Options also available
Permanent capital for active investors and developers who need to move on multiple deals at once, without re-underwriting a new loan every time.
Draw, repay, and redraw against a standing facility sized to your pipeline.
Facility size: $500K – $10M
Term: 12 – 36 months, renewable
Advance rate: Up to 70% of value
Draws: Revolving, funded within days
A minimum check size of $500K applies across every program above — we're built for larger, institutional-scale deals rather than small residential rehabs.
If your deal needs $500K or more, in almost any structure, we want to see it.
Minimum loan size: $500K
Structures: Construction, development, bridge, term, or credit line
Property types: Land, spec homes, apartments, storage, commercial
Closing: As fast as 7 business days
On a selective basis, we'll invest equity or take a JV position alongside a sponsor rather than sit purely as a lender — reserved for deals with strong sponsors who have a track record of success.
Investment size: $500K and up
Structure: Equity or JV participation, negotiated per deal
Deal types: Development, construction, and value-add commercial
Selection: Limited to a small number of deals per year
We can provide cash offers and a quick close on select real estate acquisitions.
Contact us to discuss any properties you need to move quickly.
Property Types
We underwrite the asset first. These are the property types we see most across our book.
Raw, entitled, or improved land, and infill parcels ready for the next phase of a project.
Speculative single-build and small-batch home construction.
Multifamily acquisition, equity participation, construction loans, and repositioning across Arizona submarkets.
Self-storage and RV storage development and acquisition.
Retail, office, industrial, and other investor-owned commercial real estate.